Insurance Services

Welcome to Independent Financial Services, Inc.

We are your one-stop insurance agency for all of your insurance needs.  We work for you, not an insurance company.  We're on your side when you have a loss and follow through, seeing that you get fair prompt payment for covered claims.     

Complete Insurance Programs:  

• Personal
• Commercial
• Title Services

Our Pledge to You:

We will:

• To design a program that fills in the gaps and fits your budget provide the best  
  service possible
• Handle all questions quickly and accurately
• Review your file to keep coverage up to date with your lifestyle
• Keep your insurance plan competitively priced based on your current situation

Companies Represented:

• Unitrin Property & Casualty
• Employers Mutual
• Pekin Insurance
• The Hartford
• State Auto & State Auto National
• Kemper Auto & Home
• Aflac
• Maple Valley Mutual
• Dupont Mutual
• Mt. Morris Mutual

Contact Us:

Telephone (715) 754-5254
Fax  (715) 754-2588
E-mail  insurance@premiercommunity.com

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Personal Insurance

There's a lot to learn when you're first getting started with insurance and there's still a lot to learn when you've had insurance for years.  Our agents can tailor your policy to fit your individual needs by helping you select the types of coverages, liability limits and deductibles you need.  Our complete personal insurance program includes coverage for:

• Automobile
• Homeowners
• Life
• Farm
• Umbrella
• Recreational Vehicles & Watercraft
• High Risk Auto
• Health
• Medicare Supplement
• Long Term Care

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Commercial Insurance

You've worked hard to build a business.  Are you working equally had to protect it?  For example:

• What if someone is injured while on your business property, or what if your 
  business is robbed?  Are you covered by business insurance?
  
• Is your family protected by disability income insurance in the event that
  you're in an accident or fall ill for an extended period of time?
  
• Do you have a solid life insurance policy to give your family time to recover from
  your death and fund the continuation of the business?
  
• Do you have the health insurance you and your family needs?

Those are questions that all business owners should be asking themselves.  You may have some questions of your own.  The best strategy is to contact us.  We're in business to protect your business.  Our complete commercial insurance program includes coverage for:

• Manufacturing
• Contractors
• Bar & Restaurant
• Commercial Automobile
• Group Health
• Group Life
• AFLAC Supplemental
• Worker's Compensation
• Pollution
• Small Business
• Franchise Dealers

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Title Services

Independent Financial Title Services is committed to providing our customers with superior results and unparalleled service.  We ensure the delivery of a professional, accurate product in a timely manner so you can meet your deadlines.  We are confident that our range of title services will make us the company for you.

What is Title Insurance?

Title insurance eliminated many risks and losses caused by defect in title from an event that occurred before you owned the property.

Title insurance is different from other types of insurance because it protects you from a loss that may have occurred in the past.  Other types of insurance cover you against losses that may occur in the future.

Another difference is that you pay a one-time premium.  A title policy protects you from risks or undiscovered interests for as long as you own the property.

Our title services include:

• Title Insurance
• Preliminary Title Searches
• Letter Reports
• Construction Disbursements

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