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Your Best Interest

Pre-qualification Checklist for First Time Home Buyers

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Credit Score

Ensure that you are aware of your credit score and that your credit report does not contain any errors.


Income Verification

Have your income verification documents such as recent pay stubs, tax returns, and W-2 forms for the last two years.

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Employment Verification

Keep the contact information for your employer handy. Lenders often need this to verify employment. 


List of Assets

Include anything of value like bank statements, real estate, investments, and vehicles.



List of Liabilities

Accurate information about your current debts, such as car loans, student loans, and credit card debt, is essential. 



Have a clear understanding of your current budget, which involves monthly expenditures.


Pre-approval Letter

Request a pre-approval letter after pre-qualification. This can give you a competitive edge when house hunting. 

Steve Gerber VP Mortgage Loan Officer 1-833-226-5722 NMLS #273150 Email Steve
Connie Rust VP Mortgage Loan Officer 1-833-226-5722 NMLS #637207 Email Connie
Sandra Su VP Mortgage Loan Officer 1-833-226-5722 NMLS #480338 Email Sandra

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