Mortgage Loans

Some types of loans are better than others in a particular situation. We’ll help you decide which one is best for you. All you need to do is talk to us about your goals. We’ll analyze your finances and get you the best loan at the best possible rates for the best possible outcome.

 

Fixed Rate Mortgage

Designed with predictable principal and interest payments, fixed mortgages provide the most common structure for home ownership.

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Adjustable Rate Mortgage

Adjustable rate mortgages have a flexible structure, allowing borrowers to choose shorter loan terms and tie rates to market changes.

 

 

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Construction Loans

These instruments help bridge the financial gap in the home construction process.

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Lot Loans

Borrowing for specific parcels of land intended for personal home construction.

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USDA Guaranteed Rural Housing Loans

The USDA Guaranteed Rural Housing (GRH) loan program provides home purchase financing requiring no down payment and can finance loan closing costs and repairs up to the property's appraised value.

 

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Home Equity Loans

A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral.