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All Roads Lead Home

We know that talking about mortgages can sometimes seem like a different language. And yet some types of home loans are better than others in a particular situation.

Our friendly lending experts will help you decide which type of mortgage fits you best. Tell us your goals, let us take a look at your finances, and we’ll get you the best loan at the best possible rate. Learn more below or apply online now!

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Connie Rust Mortgage Lender 1-833-226-5722 NMLS #637207 Email Connie
Steve Gerber Mortgage Lender 1-833-226-5722 NMLS #273150 Email Steve
Sandra Wacker Mortgage Lender 1-833-226-5722 NMLS #480338 Email Sandra

Fixed Rate Mortgages

Designed with predictable principal and interest payments, fixed-rate mortgages provide the most common structure for home ownership.

Adjustable Rate Mortgage (ARM)

An adjustable-rate mortgage has a flexible structure, allowing borrowers to choose shorter loan terms and tie rates to market changes.


With a USDA Guaranteed Rural Housing (GRH) loan, you can invest in a property with no down payment. USDA GRH loans can finance loan closing costs and repairs up to the property’s appraised value.

Reverse Mortgages

Reverse mortgages don't fit every situation, but there are some cases when they can be helpful. To learn more about how and when reverse mortgages can be effective, watch the videos below. 


Estimate how much you can borrow. Your monthly housing payment (including insurance and taxes) should be at or below 28% of your total pre-tax income.

Connie Rust Mortgage Lender 1-833-226-5722 NMLS #637207 Email Connie

How-To Bank Videos


Feel Good About Your Monthly Payment

Reverse Mortgages with Connie Rust

Steve Gerber talks Reverse Mortgages

Home Affordability Calculator

Mortgage Calculator

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