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Disposing of Old Computers

Getting rid of your old computer? You can ensure its hard drive doesn't become a treasure chest for identity thieves. Use a program that overwrites or wipes the hard drive many times. Or remove the hard drive, and physically destroy it.

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7 Ways to Manage Rising Fuel Costs

Managing costs is critical to managing your company's cash flow and longevity. But with today's soaring costs, including rising energy costs, that's become increasingly challenging.

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Tips for Starting a Business in 2022

Thinking about turning a talent or idea you have into a business? There's actually never been a better time to start a business than right now. Yes, now, even with COVID-19 still looming. In fact, according to the Census Bureau, the number of businesses created has been higher than ever since the pandemic.

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Resolve to Fulfill Those Resolutions

They are an end-of-year tradition. We arrive at them when we look back and take stock of our accomplishments and challenges of the past year and look ahead to the coming new year with a sense of hope, renewal, and promise. They are our New Year's resolutions.

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7 Steps to Prepare Your Finances for the Unexpected

The road of life is filled with many unexpected twists and turns. And though it would be great to know exactly when you might encounter a road bump like a market downturn, unexpected job loss, or health issue. it's not always possible. What is possible, though, is financially preparing for the unexpected. Here are seven steps that can help you:

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Holiday Budget for Your Business

The holiday season can be a glorious time of the year. A time to spend time with our loved ones, take some time off, and give back to others. But as all of us know, it can be an expensive time of year, especially for businesses that seek to show customer and employee appreciation and capitalize on selling opportunities. So how can you prepare for the added costs without draining your business finances?

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Get the Skinny on Healthy Holiday Eating

Eat, drink, and be merry. It's what so many of us do during the holiday season. Unfortunately, many of us suffer a consequence of doing so — weight gain. Even the healthiest and most disciplined of people can find themselves eating unhealthy foods and putting on a few extra pounds during the holiday season. Fortunately, there are a few easy ways to ensure that doesn't happen to you.

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Shed Business Debt

business owners know all too well, there's often no way around having debt. Fortunately, though, there are some healthy ways you can shed that excess debt for your business and pump up that bottom line: These methods include: Talking to your lender

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Halloween Safety

Halloween can bring joy and excitement to children, it can bring worries to parents about their children's safety. Here are some simple tips to ensure your child enjoys the treats of the season — and stays safe.

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Loans and Credit Scores: How they Work Together

Loans and Credit Scores: How they Work Together For better or for worse, loans and credit scores always go hand in hand. Negative connotations are most often associated with this pair, but there are several positives to understand as well. Let’s take a look at this relationship to learn why it always endures.

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How to Pay for College on Your Own

How to Pay for College on Your Own - But there's one very important thing you might not know yet: How the heck you will pay for it.Let's face it, college isn't cheap. According to U.S. News and World Report, the average cost of tuition and fees for the 2020-2021 school year was $11,171 for state public colleges and $41,411 for private institutions.

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7 Cost-effective Ways to Keep Your Employees on the Job

7 Cost-effective Ways to Keep Your Employees on the Job Finding and retaining quality employees has always been a challenge for small business owners. In the COVID-19 world, however, the challenge is greater than ever before. With expanded unemployment benefits that allow some to make more money staying at home than working and many working parents opting to stay at home with their children, there's a serious labor shortage. And those that have managed to get help must answer a pressing question: How can they retain the employees they do have on limited budgets?

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Appraisals and Home Equity Loans

Appraisals and Home Equity Loans Yes, you can get a home equity loan without an appraisal—but there are several things you should consider. First, the amount of the loan needs to be under $50,000. Next, expect a third party to conduct a drive-by look-see of your property.

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Difference Between Loan and Mortgage

What’s the Difference between a Loan and a Mortgage? There are several different types of loans available today. Customers sometimes ask us to explain the difference between each type, and we are always happy to help them find the right product for their unique situation.

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