Office got a bad name. Not all of it deserves one.
The headlines are about downtown towers in big cities. That is not what is for sale in Waupaca or Shawano.
A dental practice buying its own building is a different proposition, and we underwrite it that way.
Owner-occupied office is often the easiest deal we do.
When the practice or the firm occupies the space, the loan is really about the business, and the building is collateral rather than the whole story. Medical, dental, legal, and professional offices tend to come with steady income and long tenure.
Leased office gets a closer look. That is not a no, it is a longer conversation.
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What We Look At
- Whether you occupy it or lease it out.
- If leased, tenant quality and how long they have left.
- Build-out condition and what the next tenant would need.
- Parking and accessibility.
- The business itself, when it is owner-occupied.
What We Finance
- Purchase, refinance, and improvements.
- Practice acquisition combined with the building, when both happen together.
Call when you are still deciding whether to buy.
Plenty of professionals lease longer than they need to because nobody ran the comparison. It is a twenty-minute conversation and it settles the question either way.
Ten locations across Northeastern Wisconsin. Find the one nearest you, or call a lender directly.