Digital Wallet


The easiest way to pay in stores.

Think of a digital wallet as an electronic version of your physical wallet. It stores your payment information – like credit and debit cards – in an online account. When you’re making a purchase, you can use your digital wallet to provide payment information instead of presenting your plastic credit or debit card each time. 

Digital wallets are more common today, but they aren’t new. PayPal became the first digital wallet when it was introduced in 1998. Then the rise of cell phones further expanded the possibilities of digital wallets.

Learn more about using Google Pay and Apple Pay with your smartphone.


Frequently Asked Questions

What is a digital wallet?

A digital wallet is where people with smartphones can store their credit card or debit card information and use their phones to ‘tap’ and pay for items without having the physical card.

Watch our Digital Wallet Demo.

Do I need to use a certain type of digital wallet?

No, the Premier Community Bank debit card should work in all the major digital wallet app providers. i.e. Apple Pay, Samsung Pay, Google pay, etc. There are many providers for digital wallets that customers may choose to use.

Do all credit cards and debit cards have this ability?

No, the card issuer needs to approve the ability for the cards to be used this way.

Do Premier Community Bank debit card holders need to alert the bank that they want to use their card in a digital wallet?

No, Premier Community Bank has approved for our debit cards to be used inside of digital wallets.

Do the same limits apply to the debit cards when used from a digital wallet?

Yes, the same $1500 per day in POS limits will apply to digital wallet transactions.